PERSONAL CHECKING

Checking

Comfort Checking
Regular Checking

Interest Checking

Now Account
Super Now Account
Gold Checking Account
Individual Money Market Account

Debit Card

ATM Card

VISA Credit Card

Comfort Checking

  • No Monthly Service Charge or per item fee
  • No Minimum Balance required
  • Monthly Statement only (3 Imaged items available by request per statement cycle, or 90 day history via Internet Banking)

Regular Checking

  • No Monthly Service Charge or per item fee if $100.00 minimum daily balance is maintained
  • Service Charge assessed if the account balance falls below $100.00 any day of the cycle AND
  • A per check or debit item charge will be assessed
  • Monthly Statement includes imaged items

Now Account

  • $500.00 Opening Deposit Required
  • $500.00 Average Daily Balance Required to obtain the disclosed rate
  • Service Charge Assessed if average daily balance for the month goes below $500.00
  • Monthly Statement with imaged items
  • Rates may change at any time. Interest will be credited to the account monthly.

Super Now Account

  • $1000.00 Opening Deposit Required
  • $1000.00 Average Daily Balance Required to obtain the disclosed Super Now Account rate
  • $500 Average Balance Required to obtain the disclosed Now Account rate
  • Service Charge Assessed if average daily balance for the month goes below $500.00
  • Monthly Statement (Image items available upon request or 90 day history via Internet Banking)
  • Rates may change at any time. Interest will be credited to the account monthly.

Gold Checking

  • No Minimum Opening Deposit Required
  • Must maintain a $5000.00 Laona State Bank savings or certificate of deposit account
  • Free Account Checks 
  • $1.00 Average Daily Balance Required to obtain disclosed rate
  • Service Charge Assessed if a $5000.00 average daily balance is not maintained in a related savings or certificate of deposit account
  • Monthly Statement only (Image items available upon request or via Internet Banking)
  • Rates may change at any time. Interest will be credited to the account monthly.

Individual Money Market Account

  • $1000 Minimum Opening Deposit Required
  • Must Maintain  Average Daily Balance Required to obtain disclosed rate
  • Service Charge Assessed if average daily balance for the month goes below $1000.00
  • Account is restricted to 6 transactions if by check, draft, preauthorized, automatic, or by telephone transfer per statement cycle.
  • A Fee Will be Charged for each item in excess of the allowed number
  • Monthly Statement
  • Rates may change at any time. Interest will be credited to the account monthly.

For more information on Deposit Accounts, contact an Account Representative.

Debit Card

A Debit Card works like a check, looks like a credit card, and saves you time and money. Use your Debit Card wherever MasterCard/VISA is accepted instead of writing a check. Purchases come directly from your Laona State Bank checking account so there is no bill at the end of the month. You can also use your Debit Card to withdraw cash at thousands of ATMs nationwide. You may also access your savings account for cash or transfers funds to your checking account. When you use Laona State Bank terminals, your transfers and withdrawals are surcharge free. All that is required is a checking account in good standing. Apply today.

ATM Card

An ATM Card is a great way to access your Laona State Bank savings account anywhere. It can be used to withdraw money from any ATM machine in the Visa/Mastercard network. Although there are no purchases allowed with an ATM Card, it is a convenient way to obtain money easily from your savings account. Apply Today!

If your card is ever lost or stolen, please call 1-800-383-8000.

VISA Credit Card

Choose from a variety of VISA cards, each designed to match your financial needs.

  • No Annual Membership Fee
  • Free Online Account Access
  • VISA’s Zero Liability Protection against unauthorized use
  • 24-hour Service
  • Car Rental Discounts

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