Please be aware
of fraudulent schemes to obtain your personal confidential
information, such as social security numbers, account numbers,
or passwords. NEVER give personal information over the internet
or phone unless you initiate the contact.
Laona State Bank will never send you e-mail asking for personal
information. For security reasons, never include personal
information in emails sent to us. Laona State Bank will use the
“reply” to respond to your questions.
We Urge You To:
- Keep up-to-date on antivirus software.
- Protect your computer with up-to-date firewall protection.
- Do not use a search engine to find our web site. Doing so may misdirect you and put you at risk.
- Frequently change your password.
- Never respond to unsolicited emails.
- Don’t follow links to the bank web site if they are sent in email messages. Always type in the address yourself.
- Call Laona State Bank immediately if you are suspicious of any contacts or if you think your information has been compromised.
- Check your statements every month and accounts on line frequently to ensure that all transactions are legitimate.
- Beware when buying or selling merchandise over the internet and of cashiers checks, particularly if they are made for more than the purchase price.
- Ensure that you are at a secure site before giving any personal information. Secure sites begin with https:// instead of http:// and have a locked padlock in the lower right hand corner of the browser window.
If Your Personal Information Has Been Compromised:
- Contact us immediately.
- Close your account and open a new one.
- Review your account for unauthorized transactions.
- Report identity theft to the three major credit
reporting bureaus. Request a fraud alert and statement be
added to your file. Also, obtain and review a free copy of
your credit report and review the information for fraudulent
activity. Have the fraudulent activity and related
information removed.
Equifax – www.equifax.com
To report: 1-800-525-6285
To order: 1-800-685-1111
Experian – www.experian.com
To report: 1-888-Experian
To order: 1-888-Experian
TransUnion – www.transunion.com
To report: 1-800-680-7289
To order: 1-800-888-4213 - You may file a complaint about scams or review the latest types of scams by going to http://www.fbi.gov.
