Personal Savings 

 

Savings

  • No minimum opening deposit required
  • No service charges or fees
  • Interest credited quarterly
  • Rates subject to change

Christmas Club

  • No minimum opening deposit required
  • Rates subject to change
  • Deposits are accepted by way of cash, transfer funds from other Laona State Bank accounts, Direct Deposit, etc.
  • Funds are disbursed in the beginning of November each year

HSA

  • $100.00 minimum opening deposit
  • No monthly or annual fees
  • Interest paid quarterly on the daily balance
  • First order of standard HSA checks is free
  • Quarterly statements via mail or online

* One time set-up fee of $25.00

Certificates of Deposit*

  • 30 Day to 60 Month Certificates of Deposits available
  • $500.00 minimum deposit
  • Fixed interest rate for term
  • Interest compounding/crediting options

*Penalty may be imposed for early withdrawal

Special Certificates of Deposit*

  • $10,000.00 minimum deposit required
  • Fixed interest rate for term
  • Interest compounding/crediting options

*Penalty may be imposed for early withdrawal

Individual Retirement Accounts (IRA)*

We offer a variety of IRA options to choose from including Traditional, Roth, Sep and Coverdell Educational Savings Accounts. Funds are insured up to $250,000.00 by the FDIC.

*Consult a tax professional to determine what plan would best fit your financial needs and for further information regarding tax benefits. 

Looking for additional information?

Contact Us Visit a Branch

 

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