Personal Savings
Savings
- No minimum opening deposit required
- No service charges or fees
- Interest credited quarterly
- Rates subject to change
Christmas Club
- No minimum opening deposit required
- Rates subject to change
- Deposits are accepted by way of cash, transfer funds from other Laona State Bank accounts, direct deposit, etc.
- Funds are disbursed in the beginning of November each year
HSA
- $100.00 minimum opening deposit
- No monthly or annual fees
- Interest paid quarterly on the daily balance
- First order of standard HSA checks is free
- Quarterly statements via mail or online
* One time set-up fee of $25.00
Certificates of Deposit*
- 30-day to 48-month Certificates of Deposits available
- $500.00 minimum deposit
- Fixed interest rate for term
- Interest compounding/crediting options
*Penalty may be imposed for early withdrawal
Special Certificates of Deposit*
- $10,000.00 minimum deposit required
- Fixed interest rate for term
- Interest compounding/crediting options
*Penalty may be imposed for early withdrawal
Individual Retirement Accounts (IRA)*
We offer a variety of IRA options to choose from including Traditional, Roth, Sep and Coverdell Educational Savings Accounts. Funds are insured up to $250,000.00 by the FDIC.
*Consult a tax professional to determine what plan would best fit your financial needs and for further information regarding tax benefits.
Laona State Bank's Routing Number: 091508171