Privacy Notice 

 

Rev. 12/2010

FACTS

WHAT DOES LAONA STATE BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and transaction history
  • account balances and credit history
  • payment history and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons LAONA STATE BANK chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does LAONA STATE BANK share? Can you limit this sharing? 

For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes 

No 

For our marketing purposes-
to offer our products and services to you

No 

We don't share 

For joint marketing with other financial companies

No 

We don't share 

For our affiliates' everyday business purposes-
information about your transactions and experiences 

No 

We don't share 

For our affiliates' everyday business purposes-
information about your creditworthiness

No 

We don't share 

For our affiliates to market to you

No 

We don't share 

For our non-affiliates to market to you

No 

We don't share 

Questions?

Call 715-674-2911 or go to www.laonastatebank.com

Who we are  

 Who is providing this notice?

LAONA STATE BANK 

What we do  

How does LAONA STATE BANK protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does LAONA STATE BANK collect my personal information?

We collect your personal information, for example, when you

  • give us your contact information or open an account
  • show your government-issued ID or apply for financing
  • give us your income information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. 

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you 

State laws and individual companies may give you additional rights to limit sharing.

Definitions  

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • LAONA STATE BANK has no affiliates.

Non-affiliates 

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • LAONA STATE BANK does not share with non-affiliates so they can market to you.

Joint marketing 

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • LAONA STATE BANK doesn't jointly market.

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